Google sitting over there just like “sux to be you, dude”.

Time to sell the kid

20 years ago I read an article that stuck with me ever since … it detailed at the time that on average, whether you can afford it or not, it costs about $200,000 to raise a child to the age of 18.

So selling the kid would cut the parents losses over the 18 year period

I read something similar more recently, and it was about $250k then. It’s probably even more at this present moment

I mean… $10k a year for survival for one human? I guess that makes sense?

The article I read at the time mentioned that this was the average bare minimum … like a single unemployed parent doing their best to raise and keep a child alive and fed until they were 18.

The cost is higher if there are two parents paying for expenses … and even higher if the parents have any bit of wealth

Its a million, been a million since early 2000’s (source had kids early 2000’s) read about it back then- that’s over there lifetime 0-18. fuck outta here with anything less, plus god forbid you have to pay child support to a mother that refuses to work, but also not spend money you pay on said children. Source fuck family court

that can’t be right (assuming USD), the highest US number I can find is 800k per child in San Francisco, but otherwise the national average is 300k.

It’s gettin’ boomer up in here.

It’s getting child-free, but still majorly indebted to credit card companies up in here.

very relevant username

No way I’d ever be paying that.

How would you get around that? That amount of money is most certainly take-you-to-court worthy.

I’d just not pay it?

They will take you to court. When you lose, they will order you to pay. When you do not pay, they will garnish your wages. You would end up paying, the original debt, plus all of the legal fees and fines.

This is not something that gets sent to a debt collector who will call you a bunch of times before selling your debt to someone else.

Contract law isn’t usually loser pays.

I don’t understand what you are trying to say.

They’re trying to say that losing a contract dispute doesn’t make you liable for ‘all’ of the legal fees, just your own.

In some situations the plaintiff can also have the defendant be required to pay their legal fees, this just isn’t one of them.

Well…perhaps YouTube’s TOS means you agree to pay such fees, if the father signed the kid up and agreed to them. And a court always has discretion, even if the default is to pay your own fees.

That’s fair, you’re right that there’s more nuance to it and it may be as you say. I just wanted to provide a layman’s explanation for future readers.

Then court it is. The debt isn’t in the father’s name. The company would have to sue for it.

My credit card can only go to like $5000. Anything extra is the company’s negligence.

The company will pay it, then it will sue the father for the non-work related charges. Maybe Google will cave and dismiss most or all of the charges. But if they do not, the company most certainly will not eat it and be satisfied. Losing his job would be the least of his worries. They will eventually petition to have the court collect the money via force (garnishment). Trust me, either way, you’d end up paying at least some amount.

I don’t know if it’s for sure thing that the company would pay, honestly, either.

It could possibly just get stuck in accounts payable.

Do you know how credit cards work by chance

LOL

What does “get stuck in accounts payable” mean?

If you have a debt of $100k, and you don’t pay, eventually the court takes all your money and all your stuff.

A lot of companies just end up not paying. See Trump’s companies for an example.

Dave said he entered the company card himself to buy Robux for his son, and it then sat saved on the Google account that also carries his work email, calendar, and files. Dave did not say why he used the company card for that purchase.

Man steals from his employer, is surprised to get in trouble for it 🙄

Hey everyone found the bootlicker

Keeping company card saved to an account that is not expressly used for work is a bad idea. Not sure how that makes one a bootlicker.

Google saved it not him, I’ve had my fuck you Google do the same, I had to delete it and mine was a personal. Besides that fuck off bootlicker, anyone defending corporations or trump can bite the fuckin curb

Defending Google? He used a company card on an account to pay for Roblox money. Shouldn’t do that. If he had not done that, then he would not be on the hook for so much money. Also, please don’t tell people to injure themselves. Personal responsibility is a thing.

Google automatically saving credit cards is scummy, and should not be a thing.

Also what the fuck kind of company expense is Robux anyway? I’d get some questions from the tax authority if I did that. If you’re going to use a company card for personal expenses, at least do it for expenses that are believable as company expenses.

💯

We don’t know what kind of company it is or what kind of job this guy does. It’s unlikely-but-possible that researching a gaming platform aimed at kids is a reasonable business activity for him.

Fun fact, two things can be true at the same time. Like corporations can be bad AND people can be stupid.

I can agree with you on this, but fuck the other bootlickers

This has nothing to do with corporations being bad, cancer is bad too and it also has nothing to do with this post.

That’s an odd take here.

Man uses company card for personal purchases, then leaves account management with 9 year old son.

Let’s say this was:

Bob has Bill’s key to his house, so he can take care of it while Bill is away. One day, Bob’s son says he needs some peanut butter. Bob says “let’s use some of Bill’s — he’s away, and we can replace it before he gets back.”

So Bob and his son go over to Bill’s place and take his peanut butter. Bob leaves the key with his son.

Later that day, his son is hungry but Bob isn’t around. So the son goes over to Bill’s house and eats everything in Bill’s fridge.

Bill gets home the next day and finds his fridge empty an a note from Bob saying he borrowed his peanut butter.

It doesn’t matter that Bill was off at a puppy shooting convention. Bob and his son are both in the wrong here.

Tldr and don’t care fuck off eat curb bootlicker. Wages stay stagnate, those in power profit, suck my nuts you cuck

That’s an interesting case of hypocrisy you’ve got there.

It’s possible for everyone in this scenario to be wrong, and they are. Including you.

Didn’t he say he used the card for robux or a smal $20l ad campaign? That’s how it got saved in there. So, he (the dad) started it. Why did he use the company card at all for personal spending?

That’s what I’m saying. Work should be completely separate from personal life, doubly so for expenses. This is wholly on the father, of course. I like the idea of giving youngsters agency and such, but it must come with guard rails and some amount of supervision. The father clearly had no idea what he was getting himself into.

Even if one has one’s very own personal single-owner company, you keep company stuff separate from personal stuff.

There are accounting reasons for this, there are management reasons for this, there are even legal reasons for this (for example if you own limited company is sued, keeping its shit totally separate from your shit means none of your stuff is part of the discovery process and if it loses the lawsuit, none of your personal stuff gets taken).

This is even more so when the company is not yours and you’re just an employee - you don’t want company troubles to end up hitting you and the company doesn’t want you troubles to end up hitting it, so it’s a win-win for both sides.

Always suspect when companies want to start mixing company stuff with personal stuff - in my experience they’re either small amateurish operations, they’re doing it to get you to do unpaid work for them outside work hours (i.e. the “company phone” that gets calls from management at odd hours) or its some weird tax evasion scheme and/or ties you more to the company (the “company car” that you don’t really use for company stuff).

This guy fucked things up massivelly, even if a $118k “lesson” is maybe a bit too much.

It’s not a bit too much, people have to understand what things are worth snd what risks they’re subjecting those things to. It could have been an idiot in a $118k car changing lanes without looking and wrecking $118k that way, or someone using a company card for “de minimis” personal purchases. They’re both things that have no negative consequences 999 times out of 1000, and the 1000th time something goes wrong and you’re SOL.

We’re all smart enough to understand the concept of tail risks, most of us just choose to gamble with our lives and money anyway.

It’s a bit much when that’s a transaction done with a retail customer (even if the card used was a business one, it looks like that was used on a personal account with Google, not a company account) which should legally have some form of limit to protect consumers of unlimited charges or if you want to be insanely neoliberal, at least some kind of insurance (just like how Insurance is mandatory in most of the World for driving a car).

I mean, even in Financial Investment there are at least mandated by law very prominent warnings to retail customers if they want to trade the more dangerous products with unlimited liability, such as Futures, because such customers are not considered domain experts and people even without those warnings already generally know and treat Financial Investments as something where a lot of money at risk and thus are more careful with it even when they’re non-experts.

This wouldn’t be a “bit too much” if we were talking of somebody doing it on a professional setting were it’s their fucking work to know what the fuck they’re doing, but for a retail customer who is not tracking what’s going on in their account day in and day out and who is not expected to know all the ins and outs of it, unlimited liability with no notifications at all is insanelly anti-consumer and only possible in a zero-regulations jurisdiction.

That kind of shit were there are ZERO mechanisms to avoid that a single dumb but understandable mistake by a non-expert retail customer explodes into a life-changing bill, is very much a facet of the typical American way of treating common people as nothing more than money-bags for big corporations to squeeze.

That’s the point, if he only used his personal account at home he’d be getting the notifications, there’d be a credit limit etc etc. Instead he used the work card at home for a personal youtube purchase. So yeah, it’s not a bit much, he put a huge amount of money that didn’t belong to him at risk for a personal convenience and now he has to deal with the consequences. Same as if a valet “borrows” a customers $118k car for a quick trip to to 7-11, and 99 times nobody even notices and the 100th time he gets hit by a redlight runner but now he’s in trouble because it wasn’t his car to put at risk. And it wasn’t dad of the year’s money to take convenient risks with either.

This wouldn’t be any different if he worked for a cooperative.

I'm sorry, why is a 9 year old even allowed to post to YouTube? There's a lot of mistakes the Dad made to lead up to this, hard life lesson for him mainly.

Hard agree 🤑🫰😈

• Google

I watched Charlie’s video on this and the dad takes a lot of the ownership of what happened and how having all your accounts connected via Google can backfire spectacularly when the only thing the kid really understands from this is, more money = more views, and “dad set a limit” so as long as the card clears, it must be good to go. Crazy story.

The first failure was allowing his kid to have a YT channel at all, or at least not one that is heavily monitored and restricted by him or the other parent. The financial fuck up is the consequences of poor parenting.

Parents are going up against multi-billion dollar companies, no one has sufficent parenting skills for this except the Amish.

Well sure but I mean, just don’t set up the YouTube channel for your 9 year old? Seems pretty simple to me.

Everything about kids is simple when you take a magnifying glass to any parent’s mistake. Anyone who thinks it’s easy is probably fucking up their kid royally.

Most of this commentary comes from people that don’t have kids.

That would assume dad has the time and energy for that. In a world where both parents need to be working in order to survive. Most people have no clue how any of the digital world works, but we somehow expect everyone to master it all when they have children?

Wild take, tbh.

He knew enough to know that his 9 year old was posting videos on YouTube and gave him a credit card to buy ads. It’s poor parenting and ignorance is a bullshit argument. You don’t have to master the digital world to know that letting your prepubescent child post content online without strict oversight is bad. Again, he clearly knew this was happening because again, he funded it. Shit parenting.

I know single working parents with multiple kids that are surely worse off than this guy that aren’t this stupid and are better parents just by being attentive to their children’s actions and hobbies.

IMO that’s not the issue

The issue is the lack of safeguards. In our rush to call out the dad based on the headline, we shouldn’t let Google and the banks off the hook. The dad should have set limits on the card/account and paid closer attention to the kid’s view/ad activities, but both google and the banks benefitted from the poor design/usability issues that led to this.

EDIT: Since it was the company card, maybe the dad couldn’t have set limits on there. He used the company card on an older purchase, and since it was tied to his account, google offered the card as a payment option when the kid went to boost his ad. While I’m at it, screw the advertising industry that made YouTube into the mess it is now.

As for this bit

why is a 9 year old even allowed to post to YouTube

I remember about 15 years ago, a lot of kids wanted to post gameplay videos and music/art they made to YouTube. Some parents handled that poorly yes, but others took the time to watch the videos and approve them before anything was uploaded.

Kids want to explore their interests and it can be healthy to explore it with them, and teach them things along the way. Telling them no outright might push them to do it anyway, but this time without supervision.

It's ultimately a parenting failure. But there should be way more education for young adults about online safety and parental controls.

If the parent is in full control, then they can upload their content, thats more responsible.
I dont personally agree with it anyway, I think 9 is far too young to expose to the internet like that.

I think YouTube should require a password everytime you make a purchase, but still this wouldnt have happened if the parents were better educated. They learnt a hard lesson.

Yes, parents have to let kids do anything they want because kids will do it anyway. Parenting 101.

I read it more as, if your kid is intent on something, rather than slap them down, try and work with them to turn it into a positive experience.

Most kids adore doing stuff with their parents. It lets them practice adult skills, with the safety net of a trusted adult behind them.

With something like streaming, it would be down to the parent to keep them safe and let them explore their creativity. It sounds like this dad screwed that up, but is trying to at least own his part of that.

There are nuances between feral parenting and helicopter parenting.

And if kids want to do something stupid it’s ok to explain to them why it’s stupid and propose something else.

What if they want to film Jackass type content? Or “pranks”? Or play american football? Or read Harry Potter? Part of parenting is guiding your children to more fulfilling hobbies, not just letting them chase everything that’s trending at the moment.

Fully agreed on that. There is also a balance of allowing them to explore an idea space, while keeping them clear of risks and negative problems.

E.g. my minion is currently obsessed with Minecraft. They are actually getting quite good at the design part too. They want to play online though. I’m not happy with that, so I am setting up a private server. It will be whitelist access only. They will be able to play online and talk with their friends through Minecraft, but not random players online. When they are older, I’ll allow it, but only when I am in the (physical) room, keeping an eye on things.

If you try and shoehorn your kids into only what you think is acceptable, then you will have problems. If you have shown you will help them explore their own interests, they will come to you with them. If you regularly shut them down, they will go behind your back, where you have no control.

And this is a great way to do it. Kudos.

As you say, it’s all about balance. You don’t want to isolate your kid from all of their friends but you also don’t want them to do every stupid TikTok trend because all the other kids do it.

I’m not sure how you got that from that comment.

Kids want to explore their interests and it can be healthy to explore it with them, and teach them things along the way. Telling them no outright might push them to do it anyway, but this time without supervision.

Basically, teach your kid how things work rather than just telling them “no.”

Google make it obnoxiously hard to use a card just once. You have to explicitly delete it, and cancel or individually move every subscription an account may have to other payment methods before it can be deleted

It really depends how smart the kid is. I don’t see the problem with a smart 9 year old uploading gameplay videos if it’s done right. As long as it’s supervised by the parent, the parent approves what the kid can upload and limit how many videos the kid can upload in a month. Comments can be turned off and they just use an internet nickname instead of their real name. Kid can even wear a mask to hide his face. Like it can be used as a learning tool to teach a kid how to use a pc and software, how to stay safe on the internet and what privacy means. Also how to plan and develop patience and discipline.

Of course I doubt these parents did any of that.

I think it has to be the parents account and the parent shares videos themselves. Do we really want 9 year olds obsessed with metrics like views and stuff? This is how you get "brain rot" children, why arent they playing outside or with toys? They are 9, not 15. Kids are extremely impressionable at that age.

yeah the dad could have turned it into a teaching moment when the kid complained about views instead of throwing money at it. But making YouTube videos doesn’t automatically mean they will obsess about views it really depends on how the parents guides their kid, they can even hide the metrics from the kid. There are extensions that will hide the numbers from the page.

Also screen time should be limited anyway, if you limit how much time a kid can spend on the pc there is plenty of time left in a week to play outside and play with toys. It’s all about balance.

The dad was a dummy. First, your little kid shouldn’t have a YouTube channel. Second, you don’t use a company card to buy Robux. That’s a moronic thing to do. Might have gone unnoticed but then he got careless with it and it came back to bite him. Bad parenting all around. Don’t blame the kid, blame the dad. Hopefully he learns a hard lesson and can find new work.

Yeah the guy fucked up. Id also say the company fucked up if they didn’t have the cards auto sending receipts from purchases somewhere as well. (Then again it could have been an option the father didn’t have on once again). Anytime I’ve had a company card for something I would turn on all the notifications and input everything into the ADP app or whatever system they are using right away. I wouldn’t even walk out of the store without taking a picture of the receipt to upload it to make sure if I lost thr receipt I wasnt going to be screwed. You’re spending money that isn’t yours, that shit will bite you.

I bought jewelry with a company card so my SO wouldn’t see it on the statement. Paid that off immediately, no cost to the company. My boss was fucking LIVID and chewed me out later. I still have no clue why it mattered but I never did that shit again.

Edit: Damn, the corporate bootlickers really came out of the woodwork for this one. No harm no foul but chew me out again boss.

It wasn’t your money to spend?

It was a credit card. I paid it off with my money. I did not spend their money, only used the card.

It was a credit card. I paid it off with my money

Credit card is money. Even worse, it is money lent to your company.

Ever heard of paying with cash?

It matters because accounting has to ledger expenses and balance books. Its a super pain when an employee makes a non work expense and then maybe uses cash to pay off instead of the intracompany accounts, because then the outgoing and incoming doesn’t zero out…usually needs a manual books adjustment to account for the discrepancies.

To add on to this: If your company is not tiny, then having properly managed accounts is literally a legal requirement in most countries and having people make random, not accounted for purchases raises questions.

Accounting is a big problem.
And you can say it was jewelry for your girlfriend - but realistically it could have been literally anything else. I’m not saying illegal dugs - but it sounds really shady and it puts the responsibility on the company.
With prior communication it might had been okay with your boss, or he would have lent you his personal card for this.

Damn your drug dealer tales credit cards?? Fuckin righteous dude

It mattered because he could have fired you for cause on the spot, our entire legal/financial system is built on the assumption that you don’t mix business money with personal money. Your company accountant(s) had to write a paragraph explaining to the auditors how you made an innocent misclick mistake and company policy is very clear that they don’t do that, otherwise the auditors would have not signed your company’s financial statements.

Bunch of people explaining why it matters legally and financially, your only takeaway is they’re bootlickers. Yes, YTA.

I mean pretty much. This is some real drop in the bucket low level stuff so the over reaction here is surprising. Just for that Im gonna go steal some pens tomorrow too.

You caused additional costs to the company by making them do extra work. Do not underestimate how obnoxious accounting can be.

That’s not a defense of corporations, it’s an explanation of why they will get mad, and why it often is a firing offense if you do it for a large sum (because then it might even impact taxes as it can be viewed as compensation, or as a loan)

Blame the dad

Honestly, it shouldn’t be legal to pull more than like 100 USD off a card without re-verifying the card holder. Fuck these companies that take your card once and have no fucking limit on how much they’ll pull from it without verifying it’s you.

Sure, you should have a limit on your card. That doesn’t make it okay for others to exploit you when you make an obvious mistake. Let’s not pretend these companies aren’t aware how much money they’re making off people’s kids spending more money than they’re allowed to.

I don’t disagree that the companies should have measures in place but the point still stands. Dad needs to be smarter. He did a lot wrong.

• 9 yo Kid is making vidya
• Doesn’t have many viewers
• Want to make kid happy
• Spend 20 $ on ads
• maybe_a_couple_views.png
• Three weeks later
• I’m literally 118 009 $ in debt

MFW

Honestly, if you can’t understand how absolutely debilitating this is over a tiny misstep, I hardly know what to say. People commit manslaughter and get off easier that this. It’s in no way reasonable to say that “Oh, you shouldn’t have used the company card to pay 20$ for your kid - you deserve life-ruining debt”.

Allowing a child to associate their happiness with view counts is a terrible idea. Already too many sociopaths in “content creation” as it is.

Sure, I’m not advocating for doing what he did, regardless how he paid for it. I’m putting myself in the shoes of a young father that just wanted to make his kid happy and didn’t properly consider the bigger picture.

People buy their kids all kinds of things that are bad for them with the best intentions. We usually don’t conclude that they deserve debilitating debt as a consequence.

a tiny misstep

Multiple colossal missteps.

you shouldn’t have used the company card to pay 20＄ for your kid

Correct. He should have spent $0 on a company credit card for his kid. He could have spent $20 from his own personal card, which presumably would have more reasonable limits. He should have ensured the card required a pin to use so that unauthorized charges couldn’t accrue.

I feel bad for him, too, but he’s incredibly stupid and I don’t see why anyone else should have to cover his ass for his own fuckup.

As far as I can tell none of my cards have any single limits. When I remodeled my house I charged 45k to one to buy materials and pay contractors.

You have a credit limit so you can’t have a balance above it. You can easily spend 45K of you keep paying off, though

Of course there is an overall limit. I was just pointing out that charging a large amount single purchase doesn’t put anything in your way unless your purchase will exceed that upper limit

These companies literally design their product with the intention of making people overspend. As long as micro transactions have existed, the problem of kids over spending their parents money because they were allowed a single purchase has been a problem.

The companies in question are making bank off this. They know it’s an issue, and they actively exploit it to make more money. It’s extremely unethical.

At the same time, all my coworkers leave their shit logged in all day at several computers walk around and use random computers logged in with other people’s stuff and they look at me like im an asshole because i put a lock screen password on my machine. (Im the one doing what’s actually written in the employee handbook of course).

So yeah, i yearn for the day they make a six figure fuck up because of shit like this.

Yeah I’m with you.

An extra $100k debt as a young dad will absolutely change your retirement dramatically.

Yes this guy fucked up but the detrimental outcome is not commensurate with the fuck up.

It would be trivial for Google to detect that something is likely wrong with this account, and not doing so is predatory. I’m sure they make many millions in this way every year.

Irresponsible father gives his business credit card information to his son, is shocked by the results.

Feels like an ad for YouTube ad campaigns.

how could you not at those rates?

Any company that issues its employees credit cards with six figure limits will have no issue reversing the charges trying to sue Google.

I assumed it was his own company

Article references his manager

Thanks I missed that

If they have a Workspace account for the entire business, they could be big enough to be in the “Google actually cares because they bring in $$$” category and will drop the charge.

Oof.

Seems odd that he made a new ad account and bypassed the spending limits.

At max, unless you’re being invoiced by Google and have a line of credit, you can spend around $500/day. It’s a lot of money, but it would still take months to hit $100,000.

At some level of carelessness or even stupidity, I can’t feel empathy anymore.

something tells me the dad is the one is behind the channel and used his son as a shield. a 9year old isnt going to know how to set up a ad campaign.

With LLMs a 9 year old could manage. It’s made accessible anything to anyone. Like vibe coding to untrained programmers

Or gives the illusion of being accessible anyway, see end result.

Don’t even need an LLM to set this up. It’s not hard, and it sounds like the dad helped and agreed to one 20$ spend which recurred into a massive ad spend.

Pff. Kid probably has 8 years of experience using YouTube

if the child can read setting something like an ad campaing of can be pretty straigtforward.

A few years ago i found out that my reddit accound had some free credit and was thinking about using it for something silly and it was very very easy. (seems like companies like getting money for ads)
The free credit was not much so they definetly wanted me to spend more

Dave said that after the boy complained about views, he set up a roughly $20 promotion and talked through the steps aloud: set a budget, select who sees the ads, hit run. The boy then created his own campaigns, and Dave said his son did not understand the $20 as a limit. “The credit card, it just says approved every single time,”

YT has a simplified interface to promote videos. It’s not as complicated as a regular Google ad campaign setup

Something should also tell you that there’s a direct incentive for companies to make it as easy as possible to spend money on their services.

Something tells me you didn’t read the article, because this is explained in the article.

Now if he was an exec at the company, this would all be okay. They would laugh while paying off the bill for him.

This isn’t the first time somebody learned the hard way that you should never save your card info on a divice that children can access.

I thought people learned the hard way with echo dots

Holy shit the astroturfing in this comment section is crazy. If a 9 year old went into any other store and used a company card the store would reasonably refuse to sell 100k worth of goods. If the payment system Google implemented doesn’t even verify who is paying then that’s negligence on their part.

In your comparison, the store would not see that it was a 9 year old

It was the Google account of the dad, and he stored the company’s card in his account payment details

And spending 100k on something is not unusual for a company card, or a big company running an ad campaign

You should also look up what astroturfing actually is

Meh, it’s Google. They suck and can afford it.

sure, I agree with that.

doesn’t change the fact that the credit card and ad service was used as intended

If I stab myself with a knife, I don’t blame the knife manifacturer about how shit they are because I stabbed myself by user error

It’s just a really shitty situation overall

Didn’t really need this analogy, as it’s not as clear in this case, more like a child was able to start a run of papers on their own and cost the printer $100k running the printers for 15 minutes.

Should they have been in the printers with access to the buttons? No

But again it’s Google

Should they have been in the printers with access to the buttons? No

agreed, the kid absolutely should not have had access to it. And Google explicitly forbids it. But the dad put the kid in front of it anyway and said “you can use it, but only up to 20 bucks” and walked away

I need to confirm my online purchases through my banking app. But I willingly dont connect my banking details anywhere.

I find it weird that payment details can be stored for one-click purchases later on. It is just so highly and easily abused.

We dont accept this kind of payment behavior at a store for obvious reasons, but online it is considered normal? I guess it maximises profits, which are important.

And when these carefully designed systems for low barrier purchases are abused by a child, all responsibility goes to the parent?

Wild how normalised this behavior is.

It was the dad who entered the card number. It was his fault. He created a Google advertising profile, but his business card on it, and then handed the reins to a child.

The biggest issue here is that dad thought he could embezzle $20 at a time, but accidentally did $120k all at once. lol. lmao even.

Lack of constant online surveillance is a good thing, btw. Expecting Google to have caught this doesn’t make any sense.

The guy you’re responding to has a valid point.

No way the son would get away with these actions at a physical store. “My dad was in here earlier, you saw him, i like to keep using his credit card tho, thanks”

Gee, I wonder why scamming is so huge after turning the digital market in to full “end-user responsibility” and tech companies removing carefully curated practices over the centuties for profit maximization.

Google earns billions of these scummy tactics to get users to spend as much as possible by removing any barriers of control and security. Why dont they get any of the responsibility?

It’s only a valid point if you’re talking about mobile app purchases where Google actually abuses parent/child financial decisions.

Google’s advertising business is a different story altogether. You’re expected to spend quite a lot on campaigns, and not expected to hand control over to a child.

Fuck Google, but if you’re advocating for them to do identity and age verification before buying services imma have to disagree

You should need to prove that the card is yours, at the very least. Like, that amount of money and nobody even reviews the content being made? That somehow a child has spent over 100k? It should never have been allowed to reach this point.

it’s very reasonable that it’s the child’s acquaintances spending 100k

The problem there is that the adult made the account and started the transactions and (presumably) completed all verifications required. This looks an awful lot like the parent is primarily at fault, doing just a little bit of sparkling embezzlement for his kid’s youtube career.

Now, the shoe on the other foot, I don’t think 9 year-olds should be allowed to be “content creators”. The whole thing just feels like child labor modernized. Which ends up in a strange place when I think about child actors, because it also feels like forced child labor but everyone seems to be OK with that apparently…

That the CC can be used without any form of validation seems to be a problem here.

If Google would just verify the security code or something, couldve easily claimed the user made a willing purchase in such case.

But removing such barriers is more profitable.

“Astroturfing” as if Lemmy is popular enough to have any of that yet

Yeah that’s why I only put virtual card number with a short expiration date and a locked amount.

Klarna has one-time digital burner cards you can create within the app. Very good for certain situations.

klarna is a shit company for everything else, sadly

They are arguably worse than paypal nowadays, in regards to consumer treatment

How so? I’ve not seen anything in the news, and they’ve treated me well so far.

Anything to share regarding that? I’m curious.

It’s mostly their “pay later” stuff, which is quite predatory and has horrible terms for the users

But they had trouble with shitty behavior towards customers, employees and bad data privacy in the past as well: en.wikipedia.org/wiki/Klarna#Regulation_and_contr…

Interesting, that’s quite the list. I suppose that’s natural regarding a relatively new form of financial business?

Google is insane about billing any random ass card you’ve ever used in any system adjacent to them. I had them bill a domain name fee to my fucking government travel card just because I’d set it up once to pay for a hotel or something. Completely not the card I’d put in to pay for the domain name - they just changed it on their own.

That’s not what happended here though. Dad deliberately entered his business card and handed control if it to a child…

Talk about pay to win for dad of the year.

Seems to me that this is a dual fail. The father should have monitored his kid more closely and not used his company card for this, but Google should have noticed the unusual spending pattern and flagged it somehow—I mean, it looks like something someone might do using a stolen card, in which case Google might never have gotten its money, if you need a self-interested reason why they should have been keeping a more careful eye on this.

Why would a $120k spend on a business card (entered by the cardholder on an advertising account under their name) be suspicious?

This doesn’t follow the pattern of a stolen card at all.

EDIT: Dad set up the YT brand account using his employer’s Google Workspace. He handed all his work emails and sensitive auth to the kid too. Dad is stupid as fuck.

$120K spent advertising a kid’s Minecraft channel is suspicious. The initial flag should just have been for “card not normally used suddenly spending a shit-ton of money—does this look legit?” After that, a ten-second check of what was being advertised would have shown that something was fishy.

Eh, not necessarily. Those kidslop channels can pull in serious income, a company starting one up makes sense.

A $120K marketing budget for a single beat of a campaign would match a company with credit cards with limits that large. Usually you don’t use a credit card for marketing spending though and your Google bill is paid by a bank account. It should have been flagged but they could be using their company cc’s recklessly making this a normal transaction.

Dad is gonna lose his job and 100% blame it on his kid. Nobody that stupid would ever be capable of taking personal responsibility.

You assume Google cares or held to account about your privacy and protection like any physical businesses have such as banks, shops or phone companies??

Have you seen how little regard they give to the meet app spam situation? It is telling how little they have gotten away with care about their consumers.

Try to contact Google as a user.

How easy a company is to contact is very telling.

You can speak to someone at Google for sales within 5 minutes tho.

Two weeks ago, Google served me a sponsored link that led right to a malicious site trying to install malware. Not only did they not prevent this from being the top hit, they even profited off of it.

The link looked a little dodgy in hindsight. To me. I feel like a company like Google should pick up on it. But they just don’t give af anymore.

Having an adblocker is basic security.

I forgot to mention that this was on a freshly installed osx. I had just pulled Firefox and was looking for the homebrew website. Google was the default search. I normally have it set to the duck or qwant but I just hadn’t come around do it yet.

I also never click on the sponsored links as a matter of principle but I was in a hurry and I was getting sloppy. But was always because I didn’t want them to have even more money, not because I thought those links could be harmful.

They only have to be successful once…

I know hindsight is 20/20 and all, but a vasectomy ten years ago would have been far cheaper.

I don’t know why you’re being down voted, the joke is funny. Sometimes the internet has no chill

In my instance I can’t see downvotes, so the joke’s on them.

But then how will you know your social standing amongst all of the internet strangers!!! Heresy

So the goal was $20 on an ad campaign? Might as well light a $20 bill on fire. That won’t move the needle at all. Also why does a Minecraft channel of a nine year old need a advertising campaign. A nine year old has all the time in the world to learn how to make compelling content and grow organically. The goal for a nine year old shouldn’t be high subscriber/viewer count. The dad could have turned it into a teaching moment when the kid complained about low viewership instead of throwing money at it no matter how small it was supposed to be

Might as well have been a teaching moment.

“Here’s 20 bucks, let’s run some ads and see how it impacts your channel”

“Didn’t change much? Well, wouldn’t you rather spend that money on something else instead?”

Part of teaching kids about the Internet is showing what ads are, the way companies use them and that there’s always a reason you’re getting shown them

As a kid I wanted some shitty toy and my mom went “well, if that’s what you want to spend your allowance on, sure. But I think it’s probably not as good as you think”, only for me to realize that she was right after I got it

Sometimes the parent needs the teaching moment. This was one.

Well, you can’t grow on YouTube without being a capitalist shill (except if you make content against that, since it isn’t a popular capitalist shill activity).

I’m glad you added that caveat. I realized recently that my favorite content creators are people who will never do ad reads and take no corporate money. And yes, they also make content critiquing capitalism.

I don’t think the parent prioritizes time with son, rather, $20 could pacify them for a while

Why is a nine year old on you tube, worse with their own channel?

Parents don’t parent anymore.

It’s kind of the lemonade stand of our time. Get some feel for how markets work, and exercise some generally applicable skills (video editing).

Hell no it isn’t. I would never let my nine year old have a youtube channel.

I kind of get what you are driving at, but the huge difference is the kid actually runs the stand, and the customers are (likely) friends and neighbors.

Not some major profit corporation trying to use you as a product to sell ads.

now i kinda want to see his channel

You’re in luck. It’s linked in the article

Well hope it least help the campaign. Lol wow!

www.youtube.com/watch?v=SL8_lX4E6ME

i would not be that patient. props to that father.

The perils of shitty parenting.

Edit: Goes way beyond shitty parenting. How did someone this stupid get a company card let alone one with a limit that high? It’s disturbing.

I remember my father complaining about his company card. Apparently the bank backing the card had some restriction that the maximum amount for an individual transaction could only be some percentage of the cards limit. For example purposes let’s say that’s 20%. He had to purchase stuff for $30-40K on occasion. Which means the cards limit had to be $150-200K.

Dave said he entered the company card himself to buy Robux for his son, and it then sat saved on the Google account that also carries his work email, calendar, and files. Dave did not say why he used the company card for that purchase.

Well I don’t have much sympathy here. He used the company card to buy his son Robux. There was no reason to do this, he should have used his personal card. So maybe he thought he could skim a little money off the top for personal use and it ended up biting him in the ass.

Roblox keeps the kid occupied and thus makes dad more efficient at his job. It’s a legit expense.

Rofl

I was thinking the same thing… At my job if you have a company card, you have to explain ever cent spent on it every month at a minimum. How did he not have a difficult conversation with someone when he bought fucking Robux on the company card??

At my company the direct manager approves the detail - although if the total looks reasonable for the assignment they don’t scrutinize individual expenses - then above that there are automated flagging checks only. If mixed in with legit expenses, and the description or vendor type or whatever didn’t trigger the automated flagging, $20 for something inappropriate would never be caught.

don’t you typically have to confirm if you want to save a card to your account as well? like I get pop-ups every time I manually type in my card cause I don’t trust websites saving that info for more than I need it to. My parents specifically never saved their cards onto my sibs and my accounts to avoid frivolous spending. it’s an awful situation to be in, but the dad kinda reaped what he sowed here

Oh well, looks like it’s the company’s problem now since it’s their card. They should be more careful. Hope they have fun dealing with YT.

Anyway everyone needs to go to that kids minecraft YT channel, subscribe and hit the bell icon. Also sign up for his highest Patreon tier. Don’t forget to donate to dad’s legal fund.

And use your company card if you got one.

Dad wants to punish the son and to show him that actions have consequences…

Dad also records a viral video for that chanel and mentions that the chanel is probably not gone for long…

“I left my son unsupervised with no controls or access restrictions, This is clearly someone else’s fault!”

What? What led you to conclude this? I didn’t read this specific article, but I watched the video and as far as I can remember the father says that he didn’t mean to do that, it was an accident and he acknowledges it as his fault

ITT: person deserves life changing debt and losing his job because he made a mistake

Cmon yall, you can be critical of someone’s actions while also recognizing 6 figures of debt is absurd and not a reasonable outcome of this.

What really should be the case is that the dad learns his lesson, loses company card access, kid learns his lesson, google writes it off, and the kid’s account is permanently banned.

We don’t need to ruin someone’s life for this

Right?

I swear people hearing stories like this want the absolute worst outcomes for everyone possible with 0 empathy.

He likely used the company credit card once, got some pop-up and instinctively clicked “yes” as most people do causing the card to be saved to the browser.

I’m sure the dad will find a way to reverse the damage (or at least greatly minimize it) and both will have learned their lesson.

Legally, the kid wasn’t old enough to contract the ads.

It would not stand in court.

I question using his work card to pay for some robucks for his kid.

I question that his credit card was saved for Robucks, but was able to be used on Google Ads.

I would not be surprised if he lost his job. I think that’s not unreasonable though the economy sucks.

Losing his job is a 50/50 IMO. We don’t know how his dad performed at work, if this is his first offense, etc. If all goes well, the dad gets google to write off the cost. Then the company sees that as a learning lesson and just revokes his card access. On the other hand, it could mean he is fired if he has already racked up other violations.

They’re probably running unlimited Amex. Google should legally have to write off the ad spend and cease the account.

100k offense from negligence. I’ve not worked anywhere that would shrug that off. Of course, he could be family or otherwise protected.

100k offense from negligence. I’ve not worked anywhere that would shrug that off. Of course, he could be family or otherwise protected.

I’ve seen negligence cause costs approaching 100k at my current job (and thankfully leadership has changed so that isn’t happening anywhere near as much) but the way I see it, if he’s a really good employee and Google writes off the charges he could possibly narrowly keep his job. But I don’t see him keeping his job if Google doesn’t write off the ad fees. (Barring of course being owner/family to owners)

Shit dad overall

Why

Because he couldn’t educate his child enough

• to know he couldn’t spend that much on a whim
• to know minecraft videos aren’t gonna be profitable starting solo in 2026
• to even feel bad at all for what he did
• to even realize how massive of a fuckup he just made after his dad found out

That child is done for.

The child is 9 be realistic

then I must have been a genius at 9 because I got an overcharge of like $10 on my phone subscription at about that age and when my dad told me I was mortified at what I had just done

This post is making me realize the position I’m in and how I got here.

My seven year old has my old switch, and uses that account. He always asks before buying anything and has never bought anything without permission. But he uses my Nintendo account, which is linked to my PayPal, which is linked to my credit card.

This card used to have something like $7000 limit. Last I checked though it’s at 32k limit. I should probably set some kind of spending limit just in case on this setup.

yes…please. Before you get a legal battle or some stuff like that on your hands…

My parents would never tell us what the money situation is, which is both a curse and a blessing. They would just say there was no money for it so I didn’t understand the concept that well. Took high school to learn about balancing checkbooks and such to fully comprehend what they were saying.

I think parents should have a talk to their kids about finances in general though, not the nitty gritty, but understand how much goes into X to ensure Y. To find out the real value of a dollar in a more tangible way so they know, when mom and dad say they have $1K at the end of the month, that’s a hard cap, and they may soft cap it to keep savings for emergencies.

So what you’re telling me is that you should be lauded because you didn’t stumble on an financial edge case landmine as a kid but this child unfortunately did and that they deserved it? Got it.

to know minecraft videos aren’t gonna be profitable starting solo in 2026

How is this something you’d expect from a dad?

because it’s common sense that spending over 100k while earning 0 is not profitable

That’s not what the quote said, it was about the profitability of Minecraft videos. In this part the advertisement cost ran away, but it’s not like 100k worth of advertisements is an inherent requirement for making Minecraft videos. And knowing possible earnings from a particular YouTube genre is certainly not common sense.

Have you watched the video?

Title go

This is probably the backstory. Rhonda Ryan’s world…poor guy will be held at gunpoint streaming until he dies or kills his parents