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Why would a $120k spend on a business card (entered by the cardholder on an advertising account under their name) be suspicious?

This doesn’t follow the pattern of a stolen card at all.

EDIT: Dad set up the YT brand account using his employer’s Google Workspace. He handed all his work emails and sensitive auth to the kid too. Dad is stupid as fuck.

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Why would a $120k spend on a business card (entered by the cardholder on an advertising account under their name) be suspicious?

This doesn’t follow the pattern of a stolen card at all.