I was still quoted 40K CAD. 20 year ROI. Not feasible for me.

Is that paying cash for the solar system or financing? Financing can devastate the ROI with interest rates today. I’m looking at as long as 12 year ROI with possibly as short as 7 year ROI if I consider the USA’s federal tax incentives. My slightly southern latitude (a border state with Canada) also likely contributes to slightly higher generation results using the same equipment.

How are the government incentives in Canada? I’m super envious of your great hydro power, my neighbor.

In Canada you can get a 40k loan from the federal govt that is 0% interest on a 10 year term for doing green upgrades to your home. My solar generates more in credits than than the cost of the loan over the year. The Greener Homes Program is a bit of a pain to jump through all the hoops but getting thousands off in grants and a 0% loan is worth it.

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Not all of us live in big cities where we would need to cry over high rent and house prices.

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They aren’t.
I just moved last year.
But keep hyperbolizing, it only undermines the point you seem to want to hammer on.

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