posted in Asklemmy
40 year olds, what financial advice would you have for a 30 year old?
50 and older, I’m sorry, but in my personal experience, your advice has been a little out of date.
Replying to @StarvingMartist@sh.itjust.works
Just save your money as much as you can, dont suffer but live in the studio until you’re ready to buy a house. The car and the two bedroom and all that shit just keeps you perpetually a decade away from buying a home.
Replying to @Bluescluestoothpaste@sh.itjust.works
That’s funny because I live in a shared house which has 8 bedrooms but only 1 kitchen. Even if I worked 40 hours a week I couldn’t afford a studio in my city. New Zealand rentals are unaffordable, here I’d need to have a professional job and be married just to rent a 1 bedroom apartment with almost no space.
Replying to @ChristchurchAsshole@lemmy.ml
im in the US but yeah i moved halfway across the country to go to a lower cost of living because I just couldn’t make it work in a HCOL area like you’re describing. I mean, im just way happier now but i understand that NZ is a smallish country where you can’t just find a lower cost of living area further away.
Replying to @Bluescluestoothpaste@sh.itjust.works
True. I’ve looked for rentals further south of me but it’s the end of the world at the bottom of New Zealand. Every time a “cheaper area” pops up in the news, everybody from Auckland floods the new “cheaper area” and it ends up like everywhere else after 1-2 years (more pressure on house prices).