Replying to @JustEnoughDucks@slrpnk.net
I switched the setting from “envelope budgeting” to “tracking budgeting” to address this. Budgeting based off what I anticipate making the following month. The Actual peeps will tell you that in envelope budgeting you should have enough money for the next month ahead of time so it’s working as designed. I get that, kinda, but tracking budgeting has just made more sense for me.
Replying to @SuspiciousCarrot78@aussie.zone
Self hosting our budget with Actual has been a game changer for my partner and I. No other budget app really worked for us but this was super easy and the PWAs really make a difference.
actualbudget.orgYour Finances — made simple | Actual BudgetActual Budget is a super fast and privacy-focused app for managing your finances. At its heart is the well proven and much loved Envelope Budgeting methodology.